I’ve been a lender to people around the world for some years now, I use Kiva to distribute the money, which in all cases has always been paid back. This means the capital I provide is re-used over and over. The local distributor charges interest, but in many countries the quality of this organisation means the borrower gets more reasonable rates, without resorting to less professional / risky / unpleasant lenders.Each local organisation is monitored by Kiva to ensure they provide a professional and fair service.

If you feel you can spare small amounts to help people all around the world, try Kiva out by following this link.

You can see the many people who are benefiting from my share of their capital here.

The amounts are so small, yet add up to making a difference to many people around the world,

Many thanks, Bill.