David Young

Neeltje van Horen

Regulations put in place after the global financial crisis—precipitated by the fall of Lehman Brothers in September 2008—aimed to reduce credit and market risk and take the burden for propping up struggling institutions away from the tax payer.

Henry Ford once said, the only real mistake is the one from which we learn nothing. Ten years ago this September, the global economy was brought to its knees by the dramatic collapse of Lehman Brothers, as frantic investors sought to unwind their exposures.

Sachin Galaiya

The interest-only product has undergone tremendous evolution, from its mass-market glory days in the run-up to the crisis, to its rebirth as a niche product. However, since reaching a low-point in 2016, the interest-only market is starting to show signs of life again as lenders re-enter the market.